Blog

    • What Is PMI? Private Mortgage Insurance, Explained

      If you need a mortgage to buy a house but lack the funds to make a 20% down payment, you might end up paying an added fee called private mortgage insurance, or PMI. So what exactly is PMI? In the same way homeowners insurance protects you in case of p...
      Written by Zarghami Group
    • Mortgage rates lower for Wednesday

      Several closely watched mortgage rates sunk lower today. The average for a 30-year fixed-rate mortgage decreased, but the average rate on a 15-year fixed moved higher. On the variable-mortgage side, the average rate on 5/1 adjustable-rate mortgages ti...
      Written by Zarghami Group
    • Real Estate Agent Fees: Who Pays the Bill?

      Real estate agent fees are how most agents are paid for the homes they sell. This commission can vary from state to state and among brokerages. But in real estate, who is responsible for paying commission—the buyer or the seller? Who pays the commissi...
      Written by Zarghami Group
    • What Is a Short Sale? The Benefits for Buyers and Sellers

      What is a short sale? Let's break it down. Say you're selling your home; however, the offer you get is so low, it won't cover the total amount you owe on your mortgage. But you need to unload it, so you'll take it. This is a short sale—simply put, you...
      Written by Zarghami Group
    • Plumber: Kitchen faucet spray choices

      Q: Dear Ed: I'm a regular reader of your column and enjoy the topic of new plumbing technology. I'll be shopping for a new kitchen faucet soon and want a pullout spray type. Since I want cool features, what new spray head options are available? – Tim,...
      Written by Zarghami Group
    • Design Recipes: The beauty of black and white

      Black and white are two of the most popular but often overlooked colors. In many instances, people don't consider them colors and simply ignore them. When paired together, black and white can be one of the most elegant and neutral color palettes in a ...
      Written by Zarghami Group